Skip to main content

Finances

The Finances dimension (shown in amber) is about awareness, not accounting. You don't need a full budgeting suite to change your relationship with money. You need to actually see where it goes.

Free

Transactions is free on every plan, along with Finances' score and its place on your Life Dimensions overview.

Tool​

Transactions​

Log the transactions that matter so spending stops being invisible. The act of recording is itself the intervention: money that gets written down gets noticed, and money that gets noticed gets questioned.

Use it to:

  • Capture income and expenses as they happen.
  • Spot patterns in where your money actually goes.
  • Build the awareness that better money decisions depend on.

Import from your bank​

Typing every transaction is the part most people give up on, so you can import a CSV export from your bank or card instead. On Transactions, choose Import CSV:

  1. Pick the file. It is read on your device; nothing is sent until you press Import.
  2. Check the columns Xenith guessed (date, description, amount, or separate debit and credit columns) and the date format. If dates like 03/04/2026 could be read two ways, Xenith says so and lets you choose.
  3. Review the preview: how many rows will be added, how many are skipped and why, with line numbers.
  4. Press Import.

Rows already in Xenith (same day, amount and description) are skipped, so importing the same statement twice adds nothing, and two real identical purchases aren't lost. Imported transactions land in the Other category and are ordinary transactions you can delete. You can import up to 2,000 rows at a time (export a shorter date range for more). If your card lists charges as positive amounts, switch on "Spending is listed as positive amounts".

Free on every plan.

Awareness over restriction​

Xenith's approach to finances is intentionally light. The goal isn't to police every dollar. It's to keep you connected to your spending so the bigger choices get made on purpose. When a money decision carries real weight, work it through in the Purpose dimension's decision tool.

Tip

Tie a financial habit to a routine (for example, a weekly evening step to review and log the week's transactions).